[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.cwssk.sk\/financovanie-auta\/#Article","mainEntityOfPage":"https:\/\/www.cwssk.sk\/financovanie-auta\/","headline":"Financovanie auta","name":"Financovanie auta","description":"Po\u017ei\u010diavame si najm\u00e4 na b\u00fdvanie, ale takisto aj na vozidlo. Osobn\u00fd automobil potrebuje ka\u017ed\u00fd a je pochopite\u013en\u00e9, \u017ee do pr\u00e1ce \u010di na be\u017en\u00fd \u017eivot ka\u017ed\u00fd z n\u00e1s auto potrebuje. V niektor\u00fdch dom\u00e1cnostiach s\u00fa dokonca dve \u010di viac \u00e1ut a preto je \u0165a\u017ek\u00e9 n\u00e1js\u0165 na ne financie z rodinn\u00e9ho rozpo\u010dtu. Ka\u017ed\u00fd si samozrejme vyberie auto pod\u013ea […]","datePublished":"2023-10-18","dateModified":"2023-10-18","author":{"@type":"Person","@id":"https:\/\/www.cwssk.sk\/author\/#Person","name":"","url":"https:\/\/www.cwssk.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/212a6ea425a80cff3df937dbbc230f07127cee4fead311d1e3d946308365d666?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/212a6ea425a80cff3df937dbbc230f07127cee4fead311d1e3d946308365d666?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"cwssk.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.cwssk.sk\/wp-content\/uploads\/credit-4516068_1280.jpg","url":"https:\/\/www.cwssk.sk\/wp-content\/uploads\/credit-4516068_1280.jpg","height":0,"width":0},"url":"https:\/\/www.cwssk.sk\/financovanie-auta\/","about":["Ekonomika"],"wordCount":395,"articleBody":"Po\u017ei\u010diavame si najm\u00e4 na b\u00fdvanie, ale takisto aj na vozidlo. Osobn\u00fd automobil potrebuje ka\u017ed\u00fd a je pochopite\u013en\u00e9, \u017ee do pr\u00e1ce \u010di na be\u017en\u00fd \u017eivot ka\u017ed\u00fd z n\u00e1s auto potrebuje. V niektor\u00fdch dom\u00e1cnostiach s\u00fa dokonca dve \u010di viac \u00e1ut a preto je \u0165a\u017ek\u00e9 n\u00e1js\u0165 na ne financie z rodinn\u00e9ho rozpo\u010dtu. Ka\u017ed\u00fd si samozrejme vyberie auto pod\u013ea finan\u010dn\u00fdch mo\u017enost\u00ed a aj ke\u010f je mo\u017en\u00e9 si na auto po\u017ei\u010da\u0165, nep\u00fa\u0161\u0165ame sa to drah\u00fdch zna\u010diek, ktor\u00e9 by n\u00e1s stali mno\u017estvo pe\u0148az\u00ed na zabezpe\u010denie opravy \u010di \u00fadr\u017eby. To ak\u00e9 auto si vyberiete je len na v\u00e1s. No ako ho m\u00f4\u017eete financova\u0165? Ekonomick\u00e1 situ\u00e1cia na Slovensku nepraje mno\u017estvu dom\u00e1cnostiam a preto je pochopite\u013en\u00e9, \u017ee na tak d\u00f4le\u017eit\u00fa vec ako je osobn\u00fd automobil si mus\u00edme po\u017ei\u010da\u0165. Nemus\u00edte si hne\u010f po\u017ei\u010diava\u0165 cel\u00fa sumu. niektor\u00ed predajcovia, najm\u00e4 autorizovan\u00ed predajcovia, ktor\u00fd maj\u00fa ofici\u00e1lny predaj ur\u010dit\u00fdch zna\u010diek, pon\u00fakaj\u00fa mo\u017enos\u0165 k\u00fapy automobilu na \u0161tvrtinky. \u010co to znamen\u00e1? Ide o mo\u017enos\u0165 zabezpe\u010di\u0165 si auto a vyplati\u0165 ho na 4 spl\u00e1tky. V\u00e4\u010d\u0161inou sa spl\u00e1tky rozde\u013euj\u00fa na 4 roky, kedy ka\u017ed\u00fd rok zaplat\u00edte \u0161tvrtinu z ceny. Toto je ve\u013ekou v\u00fdhodou pre \u013eud\u00ed, ktor\u00ed maj\u00fa stabiln\u00fd pr\u00edjem a vedia, \u017ee za rok s\u00fa schopn\u00ed na\u0161etri\u0165 si ur\u010dit\u00fa sumu. Ak ste v\u0161ak \u010dlovek, ktor\u00fd nedok\u00e1\u017ee u\u0161etri\u0165 za rok financie, zvo\u013ete si mo\u017enos\u0165 leasingu \u010di \u00faveru, Ktor\u00fd budete spl\u00e1ca\u0165 ka\u017ed\u00fd mesiac. M\u00e1te tak istotu, \u017ee ka\u017ed\u00fd mesiac z va\u0161ej v\u00fdplaty od\u00edde suma potrebn\u00e1 na spl\u00e1tku auta. V\u00fdhodou financovania na \u0161tvrtinky je v\u0161ak mo\u017enos\u0165 zaplati\u0165 auto prakticky bez \u00farokov. Pri \u00faveroch \u010di leasingu mus\u00edte po\u010d\u00edta\u0165 s vy\u0161\u0161\u00edm \u00farokom, ktor\u00fd mesa\u010dne pri spl\u00e1tkach za auto plat\u00edte. Pri bran\u00ed auta na leasing, \u00faver \u010di \u0161tvrtinky v\u0161ak mus\u00edte preuk\u00e1za\u0165 aj svoj pr\u00edjem. V pr\u00edpade, \u017ee nem\u00e1te stabiln\u00fd pr\u00edjem s po\u017ei\u010dan\u00edm financi\u00ed na auto nem\u00f4\u017eete po\u010d\u00edta\u0165. Preto je d\u00f4le\u017eit\u00e9 ma\u0165 stabiln\u00fa pr\u00e1cu u\u00a0overen\u00e9ho zamestn\u00e1vate\u013ea.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Financovanie auta","item":"https:\/\/www.cwssk.sk\/financovanie-auta\/#breadcrumbitem"}]}]